Development & Construction Loans
We are property development specialists, having funded hundreds of projects of all shapes, sizes and property types across New Zealand.
Our team is vastly experienced in development funding. We know how to structure loans to suit your type of development including any aspects that are unique to your project.
We provide development and construction funding for:
Residential Property
- Subdivisions, including lifestyle subdivisions
- Townhouse, apartment and mixed-use developments
- Stand-alone houses
Commercial Property
- Subdivisions, including industrial subdivisions
- Retail and Commercial offices
- Industrial warehouses
- Accommodation and other specialist properties
Building Refurbishment and Seismic Strengthening
Some of the key features you will find within our development and construction loans are:
- Higher loan-to-cost ratios and lower pre-sale requirements than mainstream lenders
- Capitalised interest and finance fees
- Less stringent requirements for registered valuation reports, independent quantity surveyor reports and ongoing monitoring
No early repayment fees
Our development and construction loans are typically between $2m-10m (once fully drawn) however we can consider funding outside of these guidelines.
Want to know more? Check out our FAQ’s or contact us.
lending guidelines
Is your project ready for the next stage?
Check our handy FAQs and understand everything you need to complete your application quickly and easily. There’s a few requirements, but we make it easy at every step of the process.